A Luxembourg Fiduciary

About Us

ELLE GOVERNANCE is a newly established Fiduciary in the Grand-Duchy of Luxembourg.

The team consists of the two co- founders, Stephanie Cosgrove and Joy Wood.

With their wide ranging corporate experiences they offer bespoke solutions for English speaking businesses in Luxembourg.


Enable you to focus on commercial success by taking care of the Corporate Governance,Accounting  & administrative obligations of establishing and operating a business in Luxembourg.

2. Professional

UK professionals with local Luxembourg corporate experience. Dedicated to providing high quality services to English speaking businesses in the Grand Duchy.

3. Flexible

Bespoke solutions depending on your business’ needs. ELLE GOVERNANCE offers corporate and personal solutions for businesses in Luxembourg.

About The Elle Governance Co-Founders

A Team of Professionals

Stephanie Cosgrove ACA

Stephanie Cosgrove ACA

Versatile UK Chartered Accountant. After gaining a Bachelor of Arts Accounting & Finance Honours Degree from Lancaster University in the UK Stephanie  trained with a dynamic regional firm in England delivering accounting, audit and tax services to owner managed businesses.

After qualifying as a member of the Institute of Chartered Accountants in England and Wales (ICAEW) Stephanie moved to external audit services at EY where she also established and co-led a dedicated statutory accounts preparation function.

Following her family’s relocation to Luxembourg in 2009 Stephanie worked in the Governance, Risk and Compliance department of a Luxembourg bank.


Joy Wood

Joy Wood

Over 30 years of financial services experience working for large global custodians, boutique alternative administrators and investment managers.

Deep operational experience in fund accounting, transfer agency, regulatory reporting and domiciliary activities including liaising with the local regulator.

Joy relocated with her family to Luxembourg in 2009 and continued her financial services experience.  

In addition to her corporate career Joy has successfully run a property portfolio for the last 15 years doing full management of the properties.



What We Do Best

Chartered Accountant Status

ELLE GOVERNANCE has an “Expert-Comptable” business permit and is a member of the “Ordre des Experts Comptables (OEC)” in Luxembourg.  As a result we offer Corporate Governance, Domiciliation & Accounting services. 

Native English Writing Skills

Native English language skills resulting in high quality deliverables such as Board packs and meeting minutes. Additionally we offer proofreading services. 

Luxembourg presence

A personable and professional business resource physically present in Luxembourg. 

We have extensive networks within Luxembourg having lived in the Grand-Duchy since 2009.

Knowledge of Luxembourg

Having moved from the UK to Luxembourg in 2009 we have first hand experiences of living as British expatriates with families in the Grand-Duchy.

Specialist Tools

Specialist tools and knowledge to ensure compliance with local Luxembourg accounting, direct taxation & TVA reporting requirements.

Trusted partners

Trusted partners for other outsourced services, such as:

  • Payroll
  • Personal taxation advisors
  • Corporate taxation advisors
  • Website development
  • Luxembourg Banks
  • Lawyers & notaries

contact us

Elle Governance

Registered Office:

13 an der Retsch,
L-6980 Rameldange,



+352 621350688

+352 621466685

Stephanie Cosgrove
Joy Wood

ELLE GOVERNANCE SARL is a member of the Ordres des Experts-Comptables in Luxembourg (Business Permit number 10091726/0).
ELLE GOVERNANCE SERVICES SARL operates under Business Permit number 10091914/0.